Sign up now for The Welcome Home Sale List to receive details on all eligible newly-built J Thomas Homes included in this limited-time event—plus any available closing cost credits and special perks. Don’t wait—secure your spot today and make your move home easier than ever!
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By signing up for the Welcome Home Sale List, you will receive details on all the
newly-built J Thomas Homes that quality for this offer:
*Disclaimer: Savings of up to $600 per month are based on specific homes and financing options available through preferred lenders, Team 101 at Northpointe Bank (Member FDIC | Equal Housing Lender) or Sun American Mortgage (NMLS #160265 | Equal Housing Lender). Actual savings may vary depending on the buyer’s credit profile, loan terms, and other factors. Offers and benefits are subject to availability, and homes included in the promotion may change without notice. This promotion cannot be combined with other offers. Additional terms and conditions may apply. Contact a J Thomas Homes Agent for full details. Promotion valid for all contracts signed between April 17th and May 31st, 2025.
Estimated monthly benefit is based on a Conventional 2-1 Temporary Buydown with the following: $639,900 purchase price; $479,925 loan amount; 30-year fixed, Year 3: 6.875% interest rate; 6.999% APR, $3,153/month (Principal & Interest only), Year 2 (1% Buydown): 5.875% interest rate; $2,839/month (Principal & Interest only), Year 1 (2% Buydown): 4.875% interest rate; $2,540/month (Principal & Interest only). Monthly payment includes principal and interest only, actual payment will be higher and buyer must qualify for the non-introductory payment amount (years 3-30).
The estimated monthly payment of $1,856 is based on a 30-year fixed Utah Housing FHA Loan used in combination with the $20,000 New Construction First-Time Homebuyer Assistance Program. This estimate assumes a purchase price of $351,900 and a loan amount of $316,710, with an interest rate of 5.125% (5.763% APR). The monthly payment includes principal, interest, and the required mortgage insurance premium. It does not include property taxes, homeowners insurance, or HOA fees, which will increase the total monthly payment. All Utah Housing Corporation loans are subject to additional qualification guidelines and program requirements.
Rates, and inherently promotional estimated benefits, can change at any time. This is not a commitment to lend. All loans are subject to credit review and approval.