Get an Upfront, Underwritten Approval

By working with Team 101 at Northpointe Bank or Sun American Mortgage, you will be choosing a team who has years of experience and hundreds of loans behind them. Your earnest money is non-refundable, so when our preferred lenders issue an upfront, underwritten approval – you can be confident that you will be able to close when your home is ready.

Closing Cost/Upgrades Incentive*

When you close with one of our preferred lenders, J Thomas Homes will make a contribution towards your closing costs or a free upgrade to your home.

Get the Service You Deserve

Our preferred lenders go above and beyond for each of our clients. You will be choosing a team who has years of experience and hundreds of loans behind them. You’ll have expertise and an advocate working for you instead of just an order-taker or online program that isn’t personally invested in seeing you in your new home.

Have a Smooth Process

Our preferred lenders are very familiar with the J Thomas Homes building process. They will make the experience as smooth as possible, so you feel less stress throughout and can sit back and relax.

* The Preferred Lender Discount may not be used in conjunction with any other offer or incentive. Qualified upgrades are at the discretion of J Thomas Homes. The Preferred Lender discount may change or be discontinued at any time without notice.